Democracy Federal Credit Union's Reload+Plus Prepaid Card is a reloadable Visa® card that offers cardholders a better alternative.
- Easy to Use - make purchases while avoiding the risk of carrying cash.
- 24-Hour Cash - obtain cash at Visa/Plus ATMs 24 hours a day.
- Reloadable from anywhere - reload your Prepaid Card by phone or online, 24 hours a day, with your registered funding accounts; or simply stop by your local Democracy FCU branch. Personalized cards can be reloaded as often as you wish. Non-personalized, instant-issue cards can be reloaded up to four times.
- Zero Liability1 - Offers protection from fraudulent use of a lost or stolen card. Learn more about Zero Liability.
Whether you're out for a night-on-the-town or managing monthly finances, you can use our Reload+Plus Prepaid Card for purchases at millions of locations where Visa or Interlink debit cards are accepted. You benefit from favorable exchange rates and the convenience of accessing your funds 24 hours a day in local currency at any Visa/PLUS ATM worldwide.
You can reload your Reload+Plus Prepaid Card by phone or online using the funding accounts that you registered on the website, virtually anytime, anywhere. Your local Democracy FCU branch is also happy to reload your card for you while you bank.
Unlike cash, your Reload+Plus Prepaid Card can be replaced if lost or stolen, and is protected by Visa's Zero Liability Policy.